Tigran Tovmasyan
Yerevan
Summary
Accomplished finance professional with a proven track record at VTB Bank(Armenia), specializing in credit risk assessment and financial analysis. Demonstrates exceptional problem-solving abilities and a positive attitude, enhancing team collaboration and customer service. Achieved significant risk minimization, showcasing attention to detail and analytical skills.
Overview
12
12
years of professional experience
Work History
Head of Regional Directory of Small Business
VTB Bank(Armenia)
05.2021 - Current
- Led a team of over 20 sales representatives
- Developed and implemented training programs that improved team performance and increased conversion rates
- Conducted regular performance reviews and one-on-one coaching sessions, fostering a culture of continuous improvement.
- Builded and maintained strong relationships with clients to understand their needs and expectations.
Chief Credit Analyst for Corporate Clients
VTB Bank(Armenia)
06.2019 - 05.2021
- Assessed credit risk and analyzed financial statements.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
Head of Small Business Division
VTB Bank(Armenia)
06.2016 - 12.2018
- Self-motivated, with a strong sense of personal responsibility.
- Worked effectively in fast-paced environments.
Credit Analyst
VTB Bank(Armenia)
11.2013 - 06.2016
- Assessed credit risk and analyzed financial statements.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
Credit Officer
ProCredit Bank
07.2012 - 11.2013
- Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
Education
Master of Science - Economics
Yerevan State University
Yerevan, Armenia05-2013
Bachelor of Science - Economics
Yerevan State University
Yerevan,Armenia09-2010
Skills
- Friendly, Positive Attitude
- Teamwork and Collaboration
- Customer Service
- Problem-Solving
- Time Management
- Attention to Detail
- Flexible and Adaptable
Timeline
Head of Regional Directory of Small Business
VTB Bank(Armenia)
05.2021 - Current
Chief Credit Analyst for Corporate Clients
VTB Bank(Armenia)
06.2019 - 05.2021
Head of Small Business Division
VTB Bank(Armenia)
06.2016 - 12.2018
Credit Analyst
VTB Bank(Armenia)
11.2013 - 06.2016
Credit Officer
ProCredit Bank
07.2012 - 11.2013
Master of Science - Economics
Yerevan State University
Bachelor of Science - Economics
Yerevan State University
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