Sajed Abu-Touq

-Administrative and executive supervision of the department’s work and creating tools and mechanisms that contribute to maximizing profitability by developing the necessary marketing and operational plans, achieving growth in banking facilities and corporate products, and raising the quality of the portfolio in a manner that is consistent with the bank’s strategic objectives.

-Managing activities and operations related to marketing the products and facilities of major companies, attracting new customers, and following up on the implementation of sales plans set by the affiliated centers.

-Supervising the management of the clients’ portfolio of major companies, constantly monitoring their accounts, and evaluating their profitability in accordance with the department’s objectives.

-Supervising the process of following up on the department’s clients who show dues or signs of default, and ensuring that they are followed up by the centers with the aim of maintaining the quality of the portfolio and avoiding their classification.

-Contributing to the preparation of the bank’s credit policy, developing work procedures and the course of the credit process in cooperation with the relevant authorities.

-Preparing the necessary work plan to manage the facility sales business, and developing the necessary assumptions to build the estimated budget for facility sales and attract the necessary sources of funds for it.

- Supervising the sectoral distribution of facility sales in accordance with the risk limits specified for these sectors.

- Reviewing the periodic reports submitted by the center’s managers, evaluating their activities, and submitting appropriate recommendations and proposals on ways to develop and increase the customer base of major corporate facilities.

- Participation in executive management committees according to the relevant powers and in accordance with the instructions of the regulatory authorities.

- Review the reports of internal and external auditors related to the department’s work, respond to them, and follow up on addressing problems and observations in a radical manner to prevent their recurrence in the future.

- Supervising the performance of the corporate banking team.

-Contributing in preparing the budget and action plan of the department.

- A member of the corporate credit committee.

- Reviewing the relevant policies, procedures, and systems.

- Initiating business relationships with different types of organizations and corporations.

Developing policies & procedures in line with risk requirements.

-Performing periodic portfolio reviews.

- contributing in all the credit’s functions (review,control,and admin).

-Manage a Team of 6 Relationship Officers and a portfolio of 350 million JD

- Market & Sell the Bank Services to Jordanian Corporation and businesses

- Achieve the bank financial & business targets.

- Act as a consultant to the bank Clients & help them in making sound business decisions

- Study & analyze credit applications & clients requests .

- Member of the committee's credit and participate of setting the credit policy in bank.

- Implementation and maintenance of a set of comprehensive Credit Risk Policies and Procedures.

- Introduce and evolve effective reporting and assessment tools to minimize risk and proactively identify problem areas and customers.

- Study & analyze credit applications & clients requests .

-Introduce and evolve effective reporting and assessment tools to minimize risk and proactively identify problem areas and customers.

-Worked as part of a team to evaluate and mitigate IT risks across the bank.

-Responsible for monitoring and ensuring compliance to the policies.

-Worked as part of a team to develop a high level Business Continuity Plan (BCP).

-Manage assigned credit portfolio in line with the institutional standards of quality and profitability.

-Handling financial analysis of corporate clients.

- Preparing credit reports and making recommendations for the credit approval committee.

- Continuous field visits to customers.

-Managing & supervising corporate credit portfolio through Islamic finance, offering Islamic banking products, Murabaha financing, financing leasing Post, speculation, craftsmen and funding commensurate with the nature of the target market .