Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Mais Riziq

Mais Riziq

Credit Portfolio Risk Officer
Amman

Summary

Credit risk officer, Performance-focused, and forward-thinking professional, with 5 years experience in research and studies, IFRS9, Data analysis, Industries study, Credit portfolio analysis and Report preparing.

Overview

11
11
years of professional experience

Work History

Credit Portfolio Risk Officer

Bank of Jordan
11.2023 - Current
  • Preparing periodic reports such as credit portfolio, risk committee report, new product studies, KRIS's dashboard.
  • Calculate Expected Credit Losses (ECL) according to IFRS 9 using the ImpairmentCalc system for all exposures on a group level based on IFRS 9 instructions.
  • Calculate loss given default (LGD) using the RiskCalc system for the acceptable collaterals.
  • Calculate Economic capital (EC) and unexpected losses through the Risk Frontier (RF) system.
  • Download macroeconomic variables from the DataBuffet system to obtain the ratios of macroeconomic indicators used in calculating the expected credit losses for clients.
  • Risk monitoring and business performance dashboard (KRIs, KPIs)
  • Preparing a comparison between the budgets of commercial banks and the default rates for each, and the distribution of facilities according to the banking sector.
  • Prepare credit portfolio key performance indicators report.
  • Analyze the credit portfolio.
  • Study the economic sectors.
  • Preparing reports for the Central Bank of Jordan.
  • Checking the authorized auditors' list.


Credit Risk - Research and Studies

Bank of Jordan
10.2019 - 11.2023
  • Risk monitoring and business performance dashboard (KRI's, KPI's)
  • Prepare credit portfolio key performance indicators report
  • Analyze the credit portfolio
  • Study the economic sectors
  • Preparing reports for the central bank of Jordan
  • Checking the authorized auditors list.

HR Intern

Abu Khader Group
08.2019 - 09.2019
  • Filter and select suitable candidates for vacant positions
  • Participate in interviewing personnel
  • Data entry for L&D system.

Volunteer

Unicef - UN
8 2013 - Current
  • Member of advisory council
  • President of general assembly Jeel
  • Outreach campaign for Jeel ne.

Volunteer's Teamlead

Run Jordan
08.2013 - 12.2021
  • Successfully managed 130 volunteers
  • Following up with volunteers and ensure that tasks move smoothly.

Voluntary Work

Princess Sumaya University for Technology
09.2015 - 05.2023

I have participated in various community initiatives, working closely with institutions and companies to coordinate outreach programs. My responsibilities included organizing events and managing volunteers to ensure effective communication and collaboration. This experience helped me develop my leadership skills and better understand community needs.

Education

Business Administration -

Princess Sumaya University For Technology
Amman, Jordan
06.2019

The international training and consultancy center(ITCC) - undefined

The international training and consultancy center(ITCC) - undefined

The international training and consultancy center(ITCC) - undefined

The international training and consultancy center(ITCC) - undefined

Skills

    Teamwork and Collaboration

    Computer Skills

    Leadership Qualities

    Community Service

    MS Office

    Risk Management

    Credit risk

    Report Analysis

Languages

Arabic
English

Timeline

Credit Portfolio Risk Officer

Bank of Jordan
11.2023 - Current

Credit Risk - Research and Studies

Bank of Jordan
10.2019 - 11.2023

HR Intern

Abu Khader Group
08.2019 - 09.2019

Voluntary Work

Princess Sumaya University for Technology
09.2015 - 05.2023

Volunteer's Teamlead

Run Jordan
08.2013 - 12.2021

Volunteer

Unicef - UN
8 2013 - Current

Business Administration -

Princess Sumaya University For Technology

The international training and consultancy center(ITCC) - undefined

The international training and consultancy center(ITCC) - undefined

The international training and consultancy center(ITCC) - undefined

The international training and consultancy center(ITCC) - undefined

Mais RiziqCredit Portfolio Risk Officer