Strategic professional in business operations known for high productivity and efficiency in task completion. Specialize in process optimization, project management, and data analysis, ensuring streamlined workflows and enhanced operational efficacy. Excel in communication, problem-solving, and leadership, leveraging these soft skills to drive team success and achieve organizational goals.
Overview
17
17
years of professional experience
1
1
Certification
Work History
Motor claims Senior Operation Officer & Recovery
ARABIA INSURANCE CO.- JORDAN LTD
Amman
06.2016 - Current
Responsible for performing structured reviews of claim files to assure that they meet defined file quality standards as defined by internal and external requirements, in an objective and consistent manner for the Claims Department
Review outstanding claims and maintain department records
Complete assigned audits accurately and within a set time period
Participate in special events and audits as needed
Conduct calibration discussions with managers to ensure the Claim Department has consistency in understanding and application of file handling expectations
Respond to claim’s leadership questions and inquiries in a timely manner with accuracy
Participate in intra-team calibration sessions to ensure necessary calibration is included in this function
Maintain monthly and quarterly reporting with management over the assigned region and specialty, including assessment of action items and evaluation of action plans; expertise and utilization of the audit tool is necessary
Interpret and apply coverage issues accurately with a full understanding of the requirements surrounding good faith file handling
Communicate effectively with all levels of employees, from front line claims representatives to department and company leaders
Oversee the recovery operations: Follow all processes related to motor recoveries, such as the recovery of amounts paid by the company due to financial compensation resulting from accidents or damage to vehicles
Negotiate with interested parties: Negotiating with other insurance companies in order to recover the amounts paid by the company to reach the highest value that can be recovered
Collaborate with the legal department: Coordinate with the legal department to ensure that the amounts are recovered legally and in accordance with the company's internal regulations and policies in cases of recovery from individuals (personal recourse)
Review refund claims: Study and analyze recovery claims, and ensure that they comply with the terms and conditions of the insurance policies and applicable laws
Analyze data and statistics: Analyze financial and statistical data related to the recoveries department to identify patterns and opportunities to improve the efficiency of recovery processes and ensure compliance with best practices
Prepare periodic reports: Prepare periodic financial and administrative reports for senior management, related to the volume of refunds collected, and the overall performance of the department, highlighting any issues or challenges that may affect the workflow
Manage relationships with companies: Communicate with other companies to resolve vehicle recovery issues and ensure the highest levels of satisfaction and transparency
Prepare and implement internal policies: Develop recovery policies and procedures to ensure efficient and effective workflow, and ensure that these policies are fully implemented
Team Management: Lead and manage the team in charge of refund operations, including the allocation of tasks, and provide the necessary support to ensure the overall performance of the department is optimized
Financial Efficiency: Optimize internal processes to reduce costs and increase the effectiveness of chargebacks, thereby contributing to improving the company's financial position
Fraud Control Officer
NOOR TAKAFUL INSURANCE CO.(Noor BPO)
Dubai
08.2014 - 02.2015
Detecting internal & external fraud risk
Development and Implementation of Fraud management plan for the organization
Developing tools and techniques for detection and deterrence of fraud
Promoting an anti-fraud culture that encourages employees, customers, agents/advisors, vendors, service partners to act with integrity, selflessness, objectivity, openness and honesty through communication and awareness programs
Ensuring that all suspicions of fraud and corruption are investigated and reported in a professional and consistent manner
Complying with relevant regulatory guidelines (e.g
Insurance Fraud Monitoring Framework), etc
Coordinate with Ethics & Code Committee on monthly basis to finalize all actionable in Fraud Proven Cases
Training the employees about fraud prevention and detection
Motor Underwriting - Senior Officer
OMAN INSURANCE COMPANY
Dubai
06.2008 - 07.2014
As underwriter I was responsible for the overall effective and efficient administration, assessment and settlement of motor underwriting in accordance with the professional underwriting procedures and customer excellence standards
Handling Motor Policies of Corporate Clients
Create the loss ratio report for fleet policies and direct policies
Renewal of fleet policies and providing the same to the Brokers/Customers on time
Handling Incoming calls from policyholders, responding to inquiries, resolving problems and correcting policy errors (if any)
Handling all administrative tasks associated with the Motor Underwriting Department
Preparing new motor quotations and renewal quotations for corporate and individual clients
Policy, contract, and cover-note documentation preparation where required
Visual inspection of motor vehicles
Attending to walk in customers
Education
BA - MANAGEMENT OF RISK AND INSURANCE
THE HASHEMITE University
AZ-ZARQA, JORDAN
02-2008
Skills
Personal interaction
Flexibility in the working environment
Friendly, outgoing personality
Excellent communication skills
Highly motivated
Teamwork
Investigation leadership
Report preparation
Suspect interrogation
Risk assessment
Legal knowledge
Budgeting and finance
Languages
English, Very Good
Arabic, Mother Tongue
References
Mr. Husam El Shaikh, Arabia Insurance Co. - Jordan, Motor Claims Manager